Cheap Multi Bike Insurance: Pay Less Multi Bike Insurance Policies

Got more than one bike to insure, then have you considered multi bike insurance?

You’d be surprised at just how good the savings can be and the more bikes you own then the cheaper it will be to insure them. It does make sound financial sense to insure all of your bikes together on one multi bike insurance policy.

Can you imagine the cost to insure several motorbikes on separate insurance policies – after all and lets be practical here, you can only ride one motorbike at a time so whilst your other bikes are securely garaged and are of a minimal insurance risk (other than fire and theft) it only makes sense that you should pay less in total motorbike insurance costs.

How is multi bike insurance calculated?

Multi bike insurance provides cover to one policy holder only A family of biking enthusiasts cannot be covered on the same multi bike policy (you would need a ‘Multi Rider’ or ‘Any Rider’ policy for each bike and this is very expensive). How many bikes you can cover on one policy depends very much on the insurer, some multi bike insurers will only provide cover for 4 bikes at most.

So how is the premium calculated? Each insurer will have their own method of pricing-up multi bike insurance premiums, but as a general rule the insurer would look at all of your bikes in your collection and would calculate the cost to insure each bike separately.

The motorbike which costs the most to insure (this is usually your most expensive and most high powered bike in your collection) would provide the base figure for calculating the insurance premium. Each additional bike you include on the policy will be charged at a much lower cost than if it was insured on an individual policy.

What to look for when comparing multi bike policy providers

- Firstly you want to be dealing with a dedicated motorbike insurance company, people who understand the needs of bikers and who have access to an array of specialist motorbike insurance products

- An insurer who can tailor a multi bike policy to suit your personal needs with a range of optional extras should they be required such as ‘personal injury cover’ and ‘comprehensive break down cover’ right down to protective clothing and helmet insurance.

- A multi bike insurance policy that will cover all of your bikes whether it’s just 2 bikes or a collection of 20 or more, and will cover all motorbike customizations and modifications.

- A full range of comprehensive and TPFT (Third Party Fire & Theft) multi bike insurance products, and discounts for bikers with zero no claims bonus

- Knowing that your insurance provider will work in your best interest and will get you the cheapest insurance quote possible including discounts for ‘limited mileage’ and keeping your motorbikes garaged.

Bikesure.co.uk can offer this and more, they will tailor a multi bike insurance policy that’s just right for you with a single low premium covering all of your bikes, and will also include legal cover up to £100,000 free of charge

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