Motorcycle Breakdown Cover: Breakdown Insurance For All Your Bikes on One Policy

Asides from being involved in an accident, what could be worse than breaking down in the middle of nowhere on a cold and wet winters day when you’re desperate to get to your destination.

What could be worse is not having any motorcycle breakdown cover, that’s when the nightmare begins to unfold and yet there are increasing numbers of bikers determined to save as much as they can on their motorbike insurance that they overlook the importance of having motorcycle breakdown cover.

Hopefully you will never need it but knowing sods law it could happen to you at anytime – your engine suddenly cuts out, you run out of fuel or sustain a puncture.

It’s a whole lot different being stranded on a motorbike on a wet wintry evening miles from anywhere than sitting inside the relative warmth of a car waiting for the breakdown services to turn up.

What type of breakdown cover do you need and who do you go to? The big three services in the industry are the AA, RAC and Green Flag. These three companies provide a relatively good service 24/7 and 365 days of the year for all kinds of vehicle breakdowns. In our opinion, we feel that the RAC just slightly has the edge over the other two.

The RAC have more highly skilled patrol members in the UK than any other breakdown service. Their motorcycle breakdown cover gives the same level of cover to motorbikes as cars. They aim to reach you within 40 minutes and offer roadside recovery and repair. Whether it’s a puncture, a battery problem, engine non-start, engine cut-out or even if you run out of fuel they’ll have someone there to help you.

In the event that the motorbike cannot be repaired at the roadside, the RAC use special motorcycle trailers and loaders for recovery and onward travel. They also provide accident care at no extra cost and include personal injury cover up to a value of £2,500. For more information on their motorcycle breakdown cover download this pdf here http://media.rac.co.uk/pdf/uk-breakdown-terms-and-conditions.pdf

Asides from the big three there is one other breakdown service you might want to consider. GEM Motoring Assist have received the ‘which magazine’ coveted buy award and have many positive testimonies from their customers for the excellent level of service that they provide. You will also find that their prices are up to 50% lower than their competitors.

With a GEM Motoring Assist ‘motorcycle breakdown cover’ policy you get what they class as ‘personal cover’. What this actually means is that you do NOT have to nominate a vehicle for breakdown insurance cover, they will provide cover for ANY vehicle you drive.

Not just your motorbike, but any motorbike, cars, small vans including caravans or trailers. That is excellent value for money as you no-longer require multiple policies if you also drive a car, plus you get a 10% discount if you arrange your motorcycle breakdown cover online.

The reason why GEM Motoring Assist are cheaper than their competitors is that they don’t have to burden the huge cost of maintaining a fleet of vans and breakdown recovery vehicles and mechanics to pay. Instead, they will contact a local garage nearby to where you have broken down and get them to come out to you. This means that response times are usually faster and they can offer motorcycle breakdown cover at a cheaper price.

For more information on GEM Motoring Assist and the three levels of motorcycle breakdown cover that they provide go to motoringassist.com/Breakdown-Cover/Motorcycle

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